$10M+ Portfolio.Zero VC. Zero Exits.
I built differently. Now I share what I learned.
Who is George?
I immigrated to Canada at 18. Built my first business at 19. Lost $300K trying to be clever with investing. Now I share everything I learn about building wealth without selling your soul, your time, or your equity.
6+ years in fintech. $10M+ portfolio. Zero VC. Zero exits. Forever hold. Forever learn. Forever share.
How Can I Help?
Jump straight to what you need, or let me guide you to the right place.
What brings you here today?
What I Believe
These aren't theories. They're how I've built for 6+ years.
Build to Own, Not to Exit
30+ year thinking. Build like Berkshire, not like a lottery ticket.
Proof: Still own every business after 5+ years. Zero exits. Zero regrets.
Sovereignty Over Scale
Control > size. Freedom > revenue. Most founders scale themselves into a prison.
Proof: 5 people. 80%+ margins. No investors. No board. No boss.
Business First, Outcome Second
Build so strong that countries compete for you. Mobility is a side effect.
Proof: Qualified for Canada SUV, US O-1A. Chose Toronto anyway. Optionality beats desperation.
Only Charge for What AI Can't Eat
Identity, relationships, stakes, accountability. Everything else I give away free.
Proof: Tools are free. I only charge for judgment. 60-70% rejection rate.
Free Tools
14 calculators and assessments. All free, no email required.
What do you need help with?
Not Sure Where to Put Your Money?
Take a 2-minute quiz. Get personalized recommendations for savings, investing, and banking.
Take the QuizI Publish My Actual Investment Portfolio
Real numbers. Real returns. Even when I lose. Because showing losses builds more trust than showing wins.
See My PortfolioEssential Reading
The essays that explain how I think. If you read nothing else, read these.
I Had No Safety Net (And That's Why It Worked)
People ask what my safety net was when I started. There wasn't one. Burned the boats because I didn't have boats. Just convinced myself I'd figure it out. No evidence. Just vibes. Stupid in hindsight. Worked out anyway. Built my first product working full-time with a commute. 2 hours at night. 4 hours on weekends. Wasn't fun. But "no time" wasn't true. I had time. Just had to give up Netflix and pretending I'd start "someday." First year I made less than minimum wage if you counted the hou
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AI Will Kill 90% of SaaS Companies
Looked at 100 SaaS tools I used in 2022. Can replace 87 of them with AI + 30 minutes. The SaaS bloodbath is coming. Tool Audit Methodology How I did this analysis: Step 1: Complete SaaS Inventory Exported all subscriptions from credit cards and bank statements for 2022. Found 127 SaaS tools across personal and business accounts. Step 2: Usage Classification * Active: Used weekly or more * Occasional: Used monthly * Zombie: Paying but not using * Essential: Business-critical Result:
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The Silent Failure: Why 75% of VC Success Stories Are Lies
When VC-backed founders fail, there's no announcement. They just change their Twitter bio. Quietly. * One day: "CEO at Startup X" * Next day: "Head of Product at BigCo" You find out years later. That's why the success stories feel so common. The failures are invisible. 75% of VC-backed companies never return a dime to investors. Of the rest, most return less than they raised. Founders get wiped out by liquidation preferences. Tiny subset actually wins. But the Twitter feed only shows the
Read essayIf You Take Away Anything,
Take Away This
Business First. Everything Else Second.
Build so strong that visas, funding, and freedom become side effects.
Own Everything. Exit Nothing.
30+ year thinking. No VC. No exits. Just compounding forever.
Only Charge for What AI Can't Do.
Identity, judgment, stakes, accountability. Everything else is free.
These aren't theories. They're how I built $10M+ in 6 years.
Apps I Built for Founders
Full products I use daily. No hidden fees. No investor pressure.
The Newsletter
Real numbers. Expensive lessons. No startup performance.
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