Free Quit Your Job Calculator
When Can You Actually
Afford to Quit Your Job?
Compare cash runway and a savings target before making a career change. Enter your savings, monthly expenses, partner income, and unvested RSUs to explore a savings-target date under stated assumptions.
You've run the spreadsheets. You've had the fantasies. You've told yourself “one more year.” Let's get you an actual answer.
This calculator tests a savings target.
A date is available only when the assumed savings rate reaches your target. It does not determine whether quitting is safe.
Free forever. Takes 3-4 minutes. No signup required to see results.
How the Quit Calculator Works
Answer questions about cash, costs and income assumptions to compare runway and a selected savings target.
Your Actual Numbers
Not hypotheticals. Your savings, burn rate, and real options.
Your Savings-Target Date
When a chosen savings target could be reached, assuming a constant savings rate.
RSU Analysis
Should you wait for vesting? We'll do the math.
Risk Reality
Compare reserves and income dependencies; the calculator cannot enumerate every downside.
Who Should Use This Calculator?
This is for you if:
- You're considering quitting your tech job to start a company
- You have unvested RSUs and wonder if you should wait
- Your partner works and you're calculating joint runway
- You want to know how much to save before quitting
You'll learn:
- A savings-target date under your selected assumptions
- Whether waiting for RSUs is worth the trade-off
- How much your “founder mode” burn rate saves you
- Three different paths forward with trade-offs
Your Report Includes
- Your savings-target date— based on your numbers
- Complete math breakdown— assets, burn, runway
- RSU trap analysis— is waiting worth it?
- Three paths forward— with trade-offs
- The lifestyle gap— what you're really spending
- Your actual safety net— worst case reality
Frequently Asked Questions About Quitting Your Job
Common questions about calculating when you can afford to leave your job
How much money do I need to quit my job?
It depends on your obligations, expenses, income assumptions and chosen reserves. No universal number of months establishes that quitting is safe.
Should I wait for my RSUs to vest before quitting?
Not always. We calculate the trade-off: how many months of your life are you trading for how many months of additional runway? Sometimes waiting 12 months for RSUs only buys you 3 months of extra runway—a bad deal.
What if my partner is working?
Partner income reduces monthly burn while it continues. If it covers expenses, cash does not deplete under these assumptions. Test a scenario where that income stops.
What data do I need to use this calculator?
Your liquid savings (cash, stocks you'd sell), monthly expenses, what you could cut expenses to, unvested equity (if any), partner income, and how many months of runway you need to feel safe.
Is my financial data stored or shared?
Financial inputs remain in your browser. Optional sharing places chosen result figures in a public URL, and optional newsletter signup sends your email separately. Neither is required.
How accurate is the quit date calculation?
The model holds costs and income constant and uses supplied RSU haircuts. The savings-target date is a scenario, not a forecast or resignation recommendation.
Can I use this if I'm not in tech?
Absolutely. The math works the same whether you're in tech, finance, healthcare, or any other field. The RSU section is optional if you don't have equity compensation.
Quit Calculator — Free tool to calculate when you can afford to quit your job
Answer at your own pace. Results are immediate. No signup required.
© 2026 Founder Reality. Built for people ready to take the leap.
Put the result in context
A number is the beginning of the decision.
Before you quit your job to start a company
A decision worksheet for testing demand, separating personal and business runway, and setting a review point before leaving your job.
Read the guide and use the worksheet →From the field
Personal accounts behind the questions. Each essay reflects when it was written.