Free Quit Your Job Calculator
When Can You Actually
Afford to Quit Your Job?
Calculate exactly how much money you need to quit your job and start your own business. Enter your savings, monthly expenses, partner income, and unvested RSUs to get your personalized quit date.
You've run the spreadsheets. You've had the fantasies. You've told yourself “one more year.” Let's get you an actual answer.
This calculator will give you a date.
Not “someday.” Not “when I feel ready.” A real date based on real math.
Free forever. Takes 3-4 minutes. No signup required to see results.
How the Quit Calculator Works
Answer 11 questions about your finances and get a personalized analysis of when you can afford to quit your job and how much runway you have.
Your Actual Numbers
Not hypotheticals. Your savings, burn rate, and real options.
Your Quit Date
The exact date when you can afford to leave.
RSU Analysis
Should you wait for vesting? We'll do the math.
Risk Reality
What's the actual worst case? It's not what you think.
Who Should Use This Calculator?
This is for you if:
- You're considering quitting your tech job to start a company
- You have unvested RSUs and wonder if you should wait
- Your partner works and you're calculating joint runway
- You want to know how much to save before quitting
You'll learn:
- Your exact quit date based on your financial runway
- Whether waiting for RSUs is worth the trade-off
- How much your “founder mode” burn rate saves you
- Three different paths forward with trade-offs
Why I Built This
I spent years telling myself “I'll quit when I hit $X.” Then $X became $X+100K. Then $X+200K.
The number kept moving because I never actually did the math.
When I finally sat down and calculated it—really calculated it—I realized I could have quit a year earlier. That's a year of my life I gave to a company instead of building something of my own.
This calculator forces you to do the math. No vague “I need more runway.” Real numbers. Real dates. Real decisions.
George Pu
Former tech employee. Now building on my own terms.
Your Report Includes
- Your exact quit date— based on your numbers
- Complete math breakdown— assets, burn, runway
- RSU trap analysis— is waiting worth it?
- Three paths forward— with trade-offs
- The lifestyle gap— what you're really spending
- Your actual safety net— worst case reality
Frequently Asked Questions About Quitting Your Job
Common questions about calculating when you can afford to leave your job
How much money do I need to quit my job?
It depends on your monthly expenses, emergency fund, and how long you want to go without income. Most people need 12-24 months of runway. This calculator gives you a personalized answer based on your actual numbers.
Should I wait for my RSUs to vest before quitting?
Not always. We calculate the trade-off: how many months of your life are you trading for how many months of additional runway? Sometimes waiting 12 months for RSUs only buys you 3 months of extra runway—a bad deal.
What if my partner is working?
Partner income significantly extends your runway. If their income covers your expenses, you technically have 'infinite runway'—but we also remind you that this puts pressure on one person and isn't risk-free.
What data do I need to use this calculator?
Your liquid savings (cash, stocks you'd sell), monthly expenses, what you could cut expenses to, unvested equity (if any), partner income, and how many months of runway you need to feel safe.
Is my financial data stored or shared?
Your data stays in your browser only. Nothing is sent to a server. We only ask for your email at the end if you want to save your results.
How accurate is the quit date calculation?
It's as accurate as your inputs. We use straightforward math: your available funds divided by your monthly burn rate. No assumptions or projections—just your real numbers.
Can I use this if I'm not in tech?
Absolutely. The math works the same whether you're in tech, finance, healthcare, or any other field. The RSU section is optional if you don't have equity compensation.
Quit Calculator — Free tool to calculate when you can afford to quit your job
Takes 3-4 minutes. 11 questions. Results are immediate. No signup required.
© 2026 Founder Reality. Built for people ready to take the leap.