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SUBSCRIPTION
REALITY CHECK

What does your monthly total add up to over a year? Start with an estimate or pick your subscriptions.

Check your bills for a more accurate total

Free. No signup. Start with one monthly total.

Illustrative example at entered prices

"It's just $120/month..."

Monthly subscription spend

$120/mo

One year at the same monthly cost

$1,440

That is $1,440 to plan for over the next year, assuming prices stay the same. This is a worked example, not a household average. Longer-term illustrations are optional in your result.

What You'll Discover

Start with the costs you enter, then explore the details you need:

Annual Cost & Renewal Budget

Start with annual cost, then edit the horizon, price increase, and investment return assumptions.

Category Breakdown

Understand where your money goes: streaming, fitness, food delivery, AI tools, and more.

Optional Subscription Profile

Explore a rule-based description of your selections if useful. It is separate from your costs.

Selected Unused Cost

Choose the subscriptions you identify as unused; no waste is inferred from usage frequency.

The Hidden Cost of Monthly Subscriptions

$1,440

Example annual cost for $120/month

30 years

Default illustration horizon, editable

3%

Default price-growth assumption, editable

What You'll Get

  • Your annual subscription cost— at the prices you enter
  • Category-by-category breakdown— streaming, fitness, food, etc.
  • A renewal budget— for your chosen billing interval
  • Costs you identify as unused— your own selection
  • Optional longer-term illustrations— with editable assumptions

Frequently Asked Questions

Takes 2 minutes. 100+ subscriptions. Free forever.